Start up Profile

ZestMoney is the largest and fastest-growing AI-driven EMI financing platform in India. The fintech company has built a platform that can meaningfully improve the lives of more than 300 million households who currently have no access to credit cards or other formal financing options due to insufficient credit history. Built using cutting edge technology, including a completely digital, automated back-end with an AI-based machine learning decision engine, this is the leading platform for the disbursal of automated small-ticket loans. 

ZestMoney uses a B2B2C model for distribution, working closely with partners to solve the affordability challenge in India. It has over 6 million registered users and partners with over 3,000 merchants. ZestMoney’s technology and continuing work to make affordable digital finance accessible to the masses led to their selection as a 2020 Technology Pioneer by the World Economic Forum.